Fees

WHY THERAPISTS DO NOT TAKE INSURANCE?

​

Prioritizes Your Care: Insurance companies require a diagnosis and determine length of care based on this. They also can decide that you are not progressing fast enough and when you should be done with therapy. 

Ensures Your Confidentiality: When you are required to give a diagnosis this stays on file in your records. While this may not seem like a concern in the future you could be denied life insurance due to certain diagnosis. Any documented mental health treatment that is filed through your insurance will go on your permanent medical record. This can have a significant impact on your future ability to secure any health insurance coverage at all; if you are able to obtain insurance with this on your record, your insurance premium, deductible, and co-pays are likely to be much higher

​

Not Everything is Covered: Insurance may not pay when someone is experiencing normal life stressors, working on relationship issues, career concerns, or addressing past trauma.

Overextends Your Therapist: Therapists that take insurance are often seeing too many clients and are mentally overextended. You want a therapist who is alert and attentive to you at each appointment. You deserve a therapist that remembers details about previous conversations you have had without having to repeat them each week.

I would prefer your mental health treatment be determined by you and I rather than insurance companies.

​

If you want to use insurance reimbursement and have out-of-network benefits, please do the following:

​

I am considered an out-of-network provider for any insurance. 

​

Contact your insurance company and ask them:

-Do I have out of network outpatient mental health benefits?

-Does it cover a LCSW license type?

-Does it cover telehealth?

-How much is the reimbursement for codes 90791, 90834, 90837?

-Do I have a deductible? How much is my deductible?

-What documentation do I need to submit? Superbill, receipt, or both?

​

You will pay the session fee in full and I will provide you with a receipt and/or superbill. Next, you will submit the document(s) to your insurance. Then, your insurance company will process your claims and reimburse you the maximum allowed amount under your insurance plan. It can take 2-4 weeks for an insurance company to process your claim.

​

Please Note: It is best to call the number on the back of your insurance card and speak to a representative about what your specific benefits are, as I cannot guarantee coverage and/or reimbursement.